Program Advantages

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Your Dependable Partner in an Ever Changing Environment.

For more than 90 years, Gallagher has believed successful businesses stem from successful partnerships. Gallagher operates across the globe believing in conducting business one relationship at a time. Our goal is to better manage the challenges you face in designing suitable, comprehensive insurance and risk management solutions.

We are an award-winning firm:
  • Ethisphere: World’s Most Ethical Companies—2012 through 2019
  • Listed on Forbes 2018 “Global World’s Best Employers”





Grocery Expertise—Approximately 900 Grocery Clients & $499 Million Annual Premium Placed

Insurance—Property Insurance & Casualty Insurance

Food and Agribusiness—5,200 Clients | $1+ Billion Annual Premium Placed | 200 Specialists

Benefits—Employee Benefits

Product Recall—$350+ Million in Claims Closed & 50 Years of Combined Experience

Benefits of Gallagher

Comprehensive Gallagher Policy Audit (GPA) | Claims Analysis and development of | Loss Stratification Report | Independent Experience Modifier calculation | Safety Policies & Procedures Audit | Contract reviews specific to insurance related items (i.e. leases, vendor agreements, customer agreements, etc.) | Liability Limit Benchmarking | Access to Gallagher’s eRiskHub—includes a variety of Cyber resources and access to our free Cyber Risk Assessment | PPACA compliance audit | Pharmacy program overview | Employee benefit market analysis | Human Resource Benefit | Technology (Payroll and Benefit Administration) consultation | Assessment of risk tolerance



When you work with Gallagher, you are working with a team that supports all aspects of the insurance program and ultimately is an extension of your company. Loss control has grocery specific expertise to help evaluate loss control plans and bridge communication lines with the carrier. Claims advocates are a great resource to lean on during the renewal process and will provide expertise as they help oversee the entire claims experience. This process is being orchestrated by the Gallagher Broker that has a deep understanding of your business and all the nuisances that come with all the various programs.

We have had a number of complex claims, Gallagher provides additional support within the larger Gallagher organization to get you a specialized expert in a particular area of concern as needed. Having this team as part of your renewal process or any transitional situation is critical to help you get the process completed in a way that is right for your organization.”

—Brian Witt, Director of Risk Management, Skogen’s Festival Foods | 32 stores located in Wisconsin


Gallagher Grocery’s professional staff has helped our company tremendously to control rising insurance costs by providing us with the tools to implement effective loss prevention programs that ultimately reduce claims. They, as well as the insurers they represent, have great expertise in our specific industry and thoroughly understand the issues and exposures we deal with regularly. Our Gallagher Grocery representatives are always accessible whenever issues arise that require immediate attention.”

—Matthew J. Kase CPA, Executive Vice President, Finance Boyer’s Food Markets, Inc. | 17 stores located in PA

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Stay Independent, Get Purchasing Power

IGA’s Inner Circle helps independent retailers reduce expenses
on non-merchandise goods and services, increase revenue, and improve efficiency.


IGA’s Inner Circle reduces expenses for IGA retailers by finding the best vendors across a variety of non-merchandise goods and services, including grocery equipment, office supplies, background checks, insurance, phone and internet systems, technology devices, and more. We negotiate with these pre-vetted vendors on behalf of all our retail members. As an IGA member, you get access to pre-negotiated deals and discounts at no cost.

Save on services

You retain the relationship with the vendor with regards to all operational issues and we continue to help you with quality and service issues. Using the Inner Circle saves you time and money, so you can focus on your core business.

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